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Free Budget Calculator

These free spreadsheets can help you see where your money goes. Download one, open it in Excel or Google Sheets and fill in your own numbers.

Travel budget spreadsheet

Enter your total trip budget, then log each expense under transportation, lodging, food, entertainment or other. The charts update as you go, so you can see how much is left.

Download the travel budget spreadsheet

Budget workbook

Enter your estimated monthly income and plan three months at a time. The workbook is arranged by quarter, so you can spot problems early.

Download the budget workbook

Retirement savings calculator

See how far your savings may stretch. A common goal is to replace around 70% of your pre-retirement income from savings, investments and Social Security. The Social Security Administration website can help you estimate your benefits.

Download the retirement savings calculator

Credit card calculator

Enter your balance and interest rate to see how long payoff will take, and how much sooner you could finish by paying more each month.

Download the credit card calculator

Loan calculator

The cost of a loan depends on the lender, the market, your credit history and your income. Use this spreadsheet to compare payments before you shop.

Download the loan calculator

See Loan Options