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“All loans are made by Credit Fair-E, a consumer lender licensed in the Commonwealth of Kentucky and the State of Ohio. All loans are unsecured, fully amortized personal loans. Loan proceeds must be used for personal, family or household purposes but cannot be used for secondary education expenses or to purchase securities. Applications are subject to underwriting and approval and verification of the applicant’s identity. Loan applicants must reside in Kentucky or Ohio, have some credit history, be employed with recurring income, cannot be bankrupt and must be at least 18 years of age. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Loan amounts are based on an assessment of your ability to repay and your actual loan amount may vary. For more information, consult our Loan Agreement.”

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