Direct Lender FAQ’s

We are a direct lender. Working with a direct lender means you can be certain who you are working with and be ertain we will not sell your information to other companies looking to make a loan offer to you.

We are not a payday lender, we are an installment lender. Our loans are not different than an auto loan or a mortgage loan. With a payday loan, you are required to pay the full loan principal and interest in a single payment which can be difficult to do without needing to reborrow, trapping you in a cycle of debt. With us, you can make payments over time which allows you to fit the payment into your budget.

We report payment history to Transunion, one of the 3 major credit bureaus. This means you can use our loans to build or rebuild your credit. You cannot do that with a payday loan as the credit bureaus will not accept their payment history.

We are licensed to lend in Ohio and Kentucky and have passed multiple license reviews and examinations with no fines or borrower restitution.

Your monthly payment will vary depending on your loan amount but we size the loan amount and loan payment amount to fit within your budget. We do this so you can always repay your loan without the need to reborrow and still meet the other financial obligations in your life.

We are licensed to lend in Ohio and Kentucky and have passed multiple license reviews and examinations with no fines or borrower restitution.

Break The Cycle Don't be trapped by debt.

Get on the path to better financial health.

At Credit Fair-E we are passionate about helping consumers improve their financial health. Our loans are designed to help you meet your financial needs, while still meeting your other financial obligations. We even help you improve your credit so that you may be eligible for better terms in the future. What are you waiting for? Give us a try.

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