Direct Lender Loans
A Credit Fair-e loan differs from a payday loan in that it is an installment loan. Unlike payday loans that are designed to trap you in a cycle of debt, a Credit Fair-e loan is designed so you can repay the loan without having to re-borrow again and again. This allows the borrower to rebuild their credit profile with successful loan payments. Credit Fair-e sizes our loans to fit your budget. We do this to ensure that our respected clients never borrow more than they can afford to pay back.
Use our free loan tool to help you understand monthly payment, fees and taxes.
Video Testimonial: Fixing Bad Credit
Fast Loan Funding
Our loan approval time is fast and Credit Fair-E can get you access to your funds as soon as the next business day. When time is money, you need it fast - we can help. Learn More
Fix Your Credit
Credit Fair-E installment loans will help you build a strong credit profile and assist you in lowering your rates over time. Unlike payday loans, our loans will help you take control of your credit! Learn More
We have flexible repayment terms that can be tailored to your needs and timeline. No prepayment penalties on any of our loans. Save money with a custom plan that fits your needs.
Why Credit Fair-E Cash Loans
A Credit Fair-E loan is the preferred alternative to a payday loan, potentially saving you hundreds of dollars in fees. We are passionate about providing fast and fair installment loans when you need them most. Unlike traditional lenders, we have designed our loan process around you the consumer.
Credit Fair-e is the payday loan alternative designed specifically for responsible borrowers. With Credit Fair-e families can break their cycle of debt with access to fair, affordable loans designed so the borrower can successfully repay the loan without the need to re-borrow.
Apply now and see how affordable it really is!
Personal Service From Friendly Lenders
Chris is the founder and CEO of Credit Fair-E. He started this company to provide access to fair and affordable financial options to some of the most defenseless members of society. He firmly believes that anyone can achieve their goals if only give the opportunity to succeed.
Chris once said, “We are disappointed in the way the payday lending industry has wreaked havoc on its borrowers. Credit Fair-e is committed to fair lending practices to ensure we help our borrowers maintain a position of financial security.”
Riley Gilson is the Chief Revenue Officer of Credit Fair-E and has over 7 years of experience in the financial, marketing, and tech industries. He directs and manages all marketing efforts and revenue-generating tasks at Credit Fair-E, and is passionate about the work they do. He wants to make a substantial impact on the lives of Americans who need access to affordable credit opportunities.
When you work with Credit Fair-E, you’re working with someone who sincerely cares about your individual financial needs.
Apply for up to $1000 in less than 2 minutes!
Break The Cycle
Don't be trapped by debt.
Get on the path to better financial health.
At Credit Fair-E we are passionate about helping consumers improve their financial health. Our loans are designed to help you meet your financial needs, while still meeting your other financial obligations. We even help you improve your credit so that you may be eligible for better terms in the future. What are you waiting for? Give us a try.
What Happens Next?
After you submit your application, we run it through our initial underwriting process to verify the information submitted. Whether you are approved or decline, we will notify you via email within 24 hours. If you fall outside of the states we currently do business in, you will be notified immediately.
Once you receive your approval email, most applicants will need to submit income verification documents along with their government issued photo ID. While not the same for every applicant, the following is commonly requested:
- 2 most recent pay stubs and/or benefit verification letter
- 2 most recent bank statements
- Copy of government issued photo ID
Once you have gathered the necessary documents, you can submit them to: email@example.com. Once we have received and reviewed your loan applicaiton and documents, you will receive a loan decision immediately.
Once your loan is approved we will electronically transfer the loan funds to your account.