Credit Score – Understanding Credit Scoring

Most people know they have a credit score and that it impacts many aspects of their life including access to financial products, borrowing costs, insurance rates, job applications and housing access. We at Credit Fair-E think it is important to understand a score that factors into so many facets of our lives. Credit scoring uses statistical models to evaluate your credit risk by comparing credit information about you to the credit performance of others with similar credit scores.

Easy Budget for Your Money

So you’ve made the decision to make a budget but are overwhelmed with where to start or how to do it? We know the feeling. Setting a budget can seem like an overwhelming task but it doesn’t have to be. No matter who you are or what your background is this 50/20/30 guideline can help you not only figure out how much you may want to allocate to each area every month; it can also help you determine the order in which your money can be allocated.

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