5 Tips to Achieve Your Financial Goals
We all like the idea of better off financially, after all who wouldn’t want more money and less stress? How often do we actually take the steps to get there? One of the biggest challenges we have is keeping ourselves motivated to accomplish what we need to change our current situation. Often this is due to the seemingly overwhelming challenge of getting out of debt, savings what we need for retirement, or simply having enough money to pay bills without taking out a loan to do so. We came up with a few ideas to help you stay on track and accomplish your goals.
4 Rules that may give you more fair credit options.
If your finance nerds like us at Credit Fair-E, you have may heard about the recent payday loan rules proposed by the CFPB (Consumer Financial Protection Bureau). It’s an organization whose purpose is to, as you may have guessed, protect consumers like you from unfair financial practices of the finance industry.
The Power of Online Installment Loans
An installment loan is a loan in which there are a set number of scheduled payments which are agreed to over time. These are excellent options for repairing your credit as well as receiving online loans over traditional payday loans simply because they allow you some emergency money without having to pay out the full loan and interest within a short period of time.
How to Cope With Financial Emergencies
As we all know, life can be full of surprising twists and turns. For many of us, financial surprises are often negative and difficult to deal with. This article will outline the typical financial emergencies in our lives and how we can cope with them.
Credit Score – Understanding Credit Scoring
Most people know they have a credit score and that it impacts many aspects of their life including access to financial products, borrowing costs, insurance rates, job applications and housing access. We at Credit Fair-E think it is important to understand a score that factors into so many facets of our lives. Credit scoring uses statistical models to evaluate your credit risk by comparing credit information about you to the credit performance of others with similar credit scores.
Easy Budget for Your Money
So you’ve made the decision to make a budget but are overwhelmed with where to start or how to do it? We know the feeling. Setting a budget can seem like an overwhelming task but it doesn’t have to be. No matter who you are or what your background is this 50/20/30 guideline can help you not only figure out how much you may want to allocate to each area every month; it can also help you determine the order in which your money can be allocated.