Announcing: Partnership with Nerdwallet

Credit Fair-E is proud to announce that we have partnered with Nerdwallet to help consumers in search of payday loan alternatives. Nerdwallet is a personal finance website that helps people make and manage financial decisions by comparing various products available from various banks and finance companies.

3 Reasons Why Online Loans Aren’t Going Away

As technology continues to innovate across the board, we realize that financial services are no exception. Over the past decade we have seen a major shift in how payments are processed, banking is managed, and installment loans borrowed. These trends aren’t likely to go away, especially when it comes to online loans.

As technology continues to innovate across the board, we realize that financial services are no exception. Over the past decade we have seen a major shift in how payments are processed, banking is managed, and installment loans borrowed. Th…

4 Financial Apps You Need Today

The vast majority of Americans now have and use a smartphone on a regular basis. According to the Pew Research Center in 2015, 64% of adults had a smartphone. However, the ages between 18-49 had 80% or more utilizing smartphones. They aren’t going anywhere and they seemed to get more and more advanced with each generation of phone that is released.

Why Do Some Lenders Offer A Guaranteed Approval?

Anytime we go to our local bank to apply for an installment loan or personal loan, we always expect some sort of validation or verification process to go along with it. The bank pulls your credit report and likely validates your stated income before making a decision on whether or not to approve your loan request. The terms of your approval also very on the information received in their underwriting process. This is very common and most people don’t seem to expect it when going that route.

3 Reasons Not to Payoff Your Loan Early

I promise I’m not trying to trick you into paying more interest. This is probably the opposite of what you have been told to do by everyone. Believe me though; there are some scenarios in which you would benefit more from paying a loan through to term.

Generally speaking you will save more money by paying off a loan early. The situations in which you don’t want to pay it off early will be fairly specific situations. So pay close attention and always do your own homework before committing to any financial decision.

How to Fund Christmas and Get Rid of Old Stuff

My favorite holiday is Christmas, I have this super obnoxious but charming holiday cheer – nothing can get me down around the holidays, and I’m guilty of buying every single item on my kids’ wishlists. I just can’t help it. I also really enjoy getting my husband something really cool and unexpected, it’s like a new challenge every year, not to mention the grandparents, teachers, friends, and the family we adopt that we buy for. While the holidays aren’t about the gifts I find it fun to give gifts and to put a lot of thoughts into what I’m giving others. My husband loves my holiday joy but he turns into Scrooge when he sees my credit card bill come January. 🙂

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