The difference between an indirect and direct lender?
What’s the difference between an indirect and direct lender? As with anything, both and indirect and direct lender have advantages and disadvantages. You’ve likely experienced both types of lenders at some point in your borrowing history whether you know it or not. These terms…
Online Installment Loans Help Rebuild Your Bad Credit
Don’t feel down and out because you have bad credit. Assuming you didn’t just borrow money without the intent to pay it back on time, most of us want to rebuild our credit. Regardless of how you got into the situation of having poor credit, there are typically many motivators to getting your credit back into the “fair” or higher standing. Fair being the mid 600s or higher.
Credit Score: What Really (Doesn’t) Matter
Credit Score: What Really (Doesn’t) Matter [slideshare id=76096546&doc=nyzaujwdtgu5wqstqwx4-signature-2c3c8d5adbf3753c21c5fabdbf23e38f4bfd97daaee0b35a65db33d6f3aa682b-poli-170518145609] Conns Credit Score Guide from Conn Homeplus
Financial Stress Is Real. Here Are 3 Tips To Beat It.
Financial stress anymore is a very common occurrence. Some research suggests that up to 75% of Americans experience some form of financial stress. Close to 25% even experience “extreme” financial stress at one point or another.
How Bankruptcy Affects Your Credit Report
If you’re like a lot of people, your first experience with bankruptcy is knowing that it’s how you lose a game of Monopoly. It’s not as black and white in real life, but it’s still a good idea to view bankruptcy warily. Declaring bankruptcy, while sometimes the best solution for a situation, is one of the worst things you can do for your credit. It’s not something you should take lightly.
How To Tell If You Are Being Scammed
In the world of business, there is one rule to live by if you want to avoid being scammed — when a deal is too good to be true, it is most likely a trick! There is a practice referred to as Social Engineering among scammers, security professionals, and those who work in customer service. It is the act of persuading and manipulating someone to divulge personal or sensitive information for fraudulent conduct, generally in person-to-person communication. It is very widely used, and is a common specialty to those who run pyramid schemes, create counterfeit currency, and even fake coupon users. If you are missing money or receiving emails from services that you never signed up for, this could be what happened to you.
5 Security Tips When Shopping For Online Loans
When looking for loans online, we are often times more focused on the speed in which we received our much needed funds. Perhaps if we have bad credit, having options is also a priority. However, what unfortunately gets passed over in favor of the above is security. That is the security of your personal information that you enter to apply for such a loan.
4 Ways to Make Extra Cash in Your Free Time
Almost everyone could use some extra cash from time to time. Perhaps you are looking for a reliable way to earn cash from home while keeping your primary job, or perhaps you only want to work intermittently in your free time. There are some excellent ways that most people can earn extra money that can be used to pay the bills, for savings and more without having to commit to a regular work schedule. By earning extra cash, you could avoid taking out an online installment loan or any other type of loan so you don’t increase your debt ratio. You just don’t want to miss out on any money so here are ways to make that extra dollar or two.
Announcing: Partnership with Nerdwallet
Credit Fair-E is proud to announce that we have partnered with Nerdwallet to help consumers in search of payday loan alternatives. Nerdwallet is a personal finance website that helps people make and manage financial decisions by comparing various products available from various banks and finance companies.
3 Reasons Why Online Loans Aren’t Going Away
As technology continues to innovate across the board, we realize that financial services are no exception. Over the past decade we have seen a major shift in how payments are processed, banking is managed, and installment loans borrowed. These trends aren’t likely to go away, especially when it comes to online loans.
As technology continues to innovate across the board, we realize that financial services are no exception. Over the past decade we have seen a major shift in how payments are processed, banking is managed, and installment loans borrowed. Th…
4 Financial Apps You Need Today
The vast majority of Americans now have and use a smartphone on a regular basis. According to the Pew Research Center in 2015, 64% of adults had a smartphone. However, the ages between 18-49 had 80% or more utilizing smartphones. They aren’t going anywhere and they seemed to get more and more advanced with each generation of phone that is released.
Why Do Some Lenders Offer A Guaranteed Approval?
Anytime we go to our local bank to apply for an installment loan or personal loan, we always expect some sort of validation or verification process to go along with it. The bank pulls your credit report and likely validates your stated income before making a decision on whether or not to approve your loan request. The terms of your approval also very on the information received in their underwriting process. This is very common and most people don’t seem to expect it when going that route.