How Bankruptcy Affects Your Credit Report

If you’re like a lot of people, your first experience with bankruptcy is knowing that it’s how you lose a game of Monopoly. It’s not as black and white in real life, but it’s still a good idea to view bankruptcy warily. Declaring bankruptcy, while sometimes the best solution for a situation, is one of the worst things you can do for your credit. It’s not something you should take lightly.

How To Tell If You Are Being Scammed

In the world of business, there is one rule to live by if you want to avoid being scammed — when a deal is too good to be true, it is most likely a trick! There is a practice referred to as Social Engineering among scammers, security professionals, and those who work in customer service. It is the act of persuading and manipulating someone to divulge personal or sensitive information for fraudulent conduct, generally in person-to-person communication. It is very widely used, and is a common specialty to those who run pyramid schemes, create counterfeit currency, and even fake coupon users. If you are missing money or receiving emails from services that you never signed up for, this could be what happened to you.

4 Ways to Make Extra Cash in Your Free Time

Almost everyone could use some extra cash from time to time. Perhaps you are looking for a reliable way to earn cash from home while keeping your primary job, or perhaps you only want to work intermittently in your free time. There are some excellent ways that most people can earn extra money that can be used to pay the bills, for savings and more without having to commit to a regular work schedule. By earning extra cash, you could avoid taking out an online installment loan or any other type of loan so you don’t increase your debt ratio. You just don’t want to miss out on any money so here are ways to make that extra dollar or two.

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