Pay Your Loan Off Faster to Improve Your Credit Rating
Pay Your Loan Off Faster to Improve Your Credit Rating Settling your loans early would not just get you off the hook earlier, but would also benefit you in a lot of other ways⎯specifically with your credit rating. If you need to boost your credit…
What is a Payday Loan and How Credit Fair-E Offers an Alternative Loan
What is a Payday Loan and How Credit Fair-E Offers an Alternative Loan What is a Payday Loan A payday loan is a short-term, high interest loan (generally for $500 or less) that is designed to help bridge the gap between the borrower’s paychecks. How…
3 Reasons Why You Keep Needing Payday Loans
3 Reasons Why You Keep Needing Payday Loans We all have to borrow money from time to time. Our car breaks down in between pay periods and we need a quick cash fix. Perhaps your furnace or AC goes out in the dead of winter…
The difference between an indirect and direct lender?
What’s the difference between an indirect and direct lender? As with anything, both and indirect and direct lender have advantages and disadvantages. You’ve likely experienced both types of lenders at some point in your borrowing history whether you know it or not. These terms…
Online Installment Loans Help Rebuild Your Bad Credit
Don’t feel down and out because you have bad credit. Assuming you didn’t just borrow money without the intent to pay it back on time, most of us want to rebuild our credit. Regardless of how you got into the situation of having poor credit, there are typically many motivators to getting your credit back into the “fair” or higher standing. Fair being the mid 600s or higher.
Financial Stress Is Real. Here Are 3 Tips To Beat It.
Financial stress anymore is a very common occurrence. Some research suggests that up to 75% of Americans experience some form of financial stress. Close to 25% even experience “extreme” financial stress at one point or another.
How Bankruptcy Affects Your Credit Report
If you’re like a lot of people, your first experience with bankruptcy is knowing that it’s how you lose a game of Monopoly. It’s not as black and white in real life, but it’s still a good idea to view bankruptcy warily. Declaring bankruptcy, while sometimes the best solution for a situation, is one of the worst things you can do for your credit. It’s not something you should take lightly.
How To Tell If You Are Being Scammed
In the world of business, there is one rule to live by if you want to avoid being scammed — when a deal is too good to be true, it is most likely a trick! There is a practice referred to as Social Engineering among scammers, security professionals, and those who work in customer service. It is the act of persuading and manipulating someone to divulge personal or sensitive information for fraudulent conduct, generally in person-to-person communication. It is very widely used, and is a common specialty to those who run pyramid schemes, create counterfeit currency, and even fake coupon users. If you are missing money or receiving emails from services that you never signed up for, this could be what happened to you.
5 Security Tips When Shopping For Online Loans
When looking for loans online, we are often times more focused on the speed in which we received our much needed funds. Perhaps if we have bad credit, having options is also a priority. However, what unfortunately gets passed over in favor of the above is security. That is the security of your personal information that you enter to apply for such a loan.
4 Ways to Make Extra Cash in Your Free Time
Almost everyone could use some extra cash from time to time. Perhaps you are looking for a reliable way to earn cash from home while keeping your primary job, or perhaps you only want to work intermittently in your free time. There are some excellent ways that most people can earn extra money that can be used to pay the bills, for savings and more without having to commit to a regular work schedule. By earning extra cash, you could avoid taking out an online installment loan or any other type of loan so you don’t increase your debt ratio. You just don’t want to miss out on any money so here are ways to make that extra dollar or two.