Do I Need Credit To Get A Loan?
Do I need credit to get a loan? Credit or your credit score is something we all inevitably deal with during the course of our lives. Many of us only deal with our credit scores when seeking a loan of some type. A recent…
Do All Installment Loans Report To Credit?
Do All Installment Loans Report to Credit? Almost every American at some point in time, will utilize installment loans. They come in many forms, such as auto, home, and personal loans. We get these loans by first applying and then having the lender check our…
The Not-To-Do List: 5 Credit Habits to Stop Now
The Not-To-Do List: 5 Credit Habits to Stop Now Bad credit habits are easy to fall into. It only takes one foolish impulse purchase (and the instant gratification feeling that comes with it), for example, to begin a reckless pattern of spending. And before you…
Pay Your Loan Off Faster to Improve Your Credit Rating
Pay Your Loan Off Faster to Improve Your Credit Rating Settling your loans early would not just get you off the hook earlier, but would also benefit you in a lot of other ways⎯specifically with your credit rating. If you need to boost your credit…
The difference between an indirect and direct lender?
What’s the difference between an indirect and direct lender? As with anything, both and indirect and direct lender have advantages and disadvantages. You’ve likely experienced both types of lenders at some point in your borrowing history whether you know it or not. These terms…
Credit Score: What Really (Doesn’t) Matter
Financial Stress Is Real. Here Are 3 Tips To Beat It.
Financial stress anymore is a very common occurrence. Some research suggests that up to 75% of Americans experience some form of financial stress. Close to 25% even experience “extreme” financial stress at one point or another.
How Bankruptcy Affects Your Credit Report
If you’re like a lot of people, your first experience with bankruptcy is knowing that it’s how you lose a game of Monopoly. It’s not as black and white in real life, but it’s still a good idea to view bankruptcy warily. Declaring bankruptcy, while sometimes the best solution for a situation, is one of the worst things you can do for your credit. It’s not something you should take lightly.
5 Signs Debt Might Be An Issue For You
When going through the day to day obligations of life, we often times find a way to ignore the obvious. We simply get so caught up in our kids, family or work that we sometimes lose sight other important items that need to be overcome.